Why do women need a new relationship with money?

For decades, financial education was geared almost exclusively toward men. Women were taught to save “just in case,” but not to invest, plan for the long term, or achieve financial freedom. Today, more women are breaking that pattern and making bold decisions about their finances.

Having control over your finances not only gives you stability: it gives you freedom, security, and the power to create the future you truly desire.

Step 1: Identify your limiting beliefs

Before discussing budgets or investments, ask yourself: What was I taught about money? What beliefs do I repeat?

• “Money doesn’t buy happiness.”

• “Women aren’t good with numbers.”

• “It’s selfish to want to earn more.”

These ideas, though common, limit your ability to thrive. Changing your relationship with money begins with changing your inner dialogue.

Step 2: Create a budget that reflects your lifestyle

A budget isn't a prison, it's a map. Learn to allocate your money realistically.

• 50% Needs (rent, food, transportation)

• 30% Desires (outings, trips, entertainment)

• 20% Savings and investment (emergencies, retirement, education)

There are apps like Fintonic , Mint , or Monify that help you automate this process and understand your spending patterns.

Step 3: Have an account just for yourself

Whether you live with a partner, have children, or are single, you need a personal account. This financial space is yours, for your goals and your peace of mind. Your financial independence starts with making your own decisions.

Step 4: Learn to invest without fear

Investing isn't just for millionaires or experts. Today you can start with apps like GBM+ , CETES Directo , or Ualá , even with as little as 100 pesos.

• Diversify : don't put everything in one place.

• Think long-term : compound interest is magic.

• Look for communities : groups of women investors are growing on networks like TikTok, YouTube, and Telegram.

Step 5: Set purposeful goals

Don't save just for the sake of saving. Give your money a name:

• “Trip to Japan”

• “My first business”

• “Fund to move out of the house”

When your money has a purpose, your motivation grows. Money is energy. Give it direction.

Economic empowerment isn't a distant goal: it's a series of small decisions you start making today. Your money can be a tool for freedom, creativity, and well-being. And you, as a woman, have every right (and the ability) to build a financial life that suits you.